General Personal Injury FAQs — Colorado City

• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Colorado City personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Erie Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Colorado City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip replacement due to trauma. Don’t accept “We need to confirm your insurance coverage.” at face value.
• ❓What should I do if Auto-Owners Insurance says “You waited too long to seek treatment.” after my Colorado City crash?
  Insurers like Auto-Owners Insurance often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like injury requiring bone grafting can be life-changing. In Colorado City, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 32nd Judicial District Court — outcomes in our files include results up to 1.18M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with nasal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Colorado City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 32nd Judicial District Court. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in Colorado City.