General Personal Injury FAQs — Collinsville

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Aspire General) often second-guess medical care to cut payouts. For clients such as a public transit passenger with phalangeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You were partially at fault for the accident..” Can a Collinsville personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The General. If they won’t deal fairly, we prepare for a case concluded with settlement in 59th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Collinsville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Amica Mutual says “You saw a chiropractor, not a medical doctor.” after my Collinsville crash?
  Insurers like Amica Mutual often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like degenerative disc disease from trauma can be life-changing. In Collinsville, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 59th Judicial District Court — outcomes in our files include results up to 1.68M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Collinsville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like distal radius fracture. Don’t accept “We need more documentation.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 59th Judicial District Court. Our case histories include results such as 897K. The goal is simple: fair compensation for your losses in Collinsville.