General Personal Injury FAQs — Colleyville

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.5M. The goal is simple: fair compensation for your losses in Colleyville.
• ❓What should I do if NJM Insurance Group says “The at-fault driver’s policy may be void.” after my Colleyville crash?
  Insurers like NJM Insurance Group often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like cranial nerve damage can be life-changing. In Colleyville, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 2.16M.
• ❓An adjuster told me “Our evaluation doesn’t match your claim..” Can a Colleyville personal injury lawyer still help?
  Yes. Adjusters regularly say “Our evaluation doesn’t match your claim.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a verdict rendered after trial in 48th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with fractured pelvis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Colleyville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Colleyville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like multilevel spinal fracture. Don’t accept “You waited too long to seek treatment.” at face value.