General Personal Injury FAQs — Clint

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Clint allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior hip dislocation. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓What should I do if NJM Insurance Group says “The vehicle damage was minor.” after my Clint crash?
  Insurers like NJM Insurance Group often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like metacarpal fracture can be life-changing. In Clint, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 2.34M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Alpha Property & Casualty) often second-guess medical care to cut payouts. For clients such as a Lyft passenger with avulsion fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 671K. The goal is simple: fair compensation for your losses in Clint.
• ❓Will a gap in my medical care ruin my case in Clint?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Clint personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Dairyland Insurance. If they won’t deal fairly, we prepare for a jury verdict in 388th Judicial District Court and pursue full compensation.