General Personal Injury FAQs — China

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with degenerative changes from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 172nd Judicial District Court. Our case histories include results such as 710K. The goal is simple: fair compensation for your losses in China.
• ❓Will a gap in my medical care ruin my case in China?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if MAPFRE Insurance says “We haven’t received your bills yet.” after my China crash?
  Insurers like MAPFRE Insurance often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like hip dislocation can be life-changing. In China, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 172nd Judicial District Court — outcomes in our files include results up to 1.14M.
• ❓An adjuster told me “There are inconsistencies in your account..” Can a China personal injury lawyer still help?
  Yes. Adjusters regularly say “There are inconsistencies in your account.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Progressive. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 172nd Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in China allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like retinal detachment. Don’t accept “You didn’t see a specialist.” at face value.