General Personal Injury FAQs — China Spring

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a driver hit at railroad crossing with rib cage trauma with internal injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in China Spring allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex hand laceration with tendon damage. Don’t accept “The photos you submitted aren’t clear.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 474th Judicial District Court. Our case histories include results such as 1.12M. The goal is simple: fair compensation for your losses in China Spring.
• ❓Will a gap in my medical care ruin my case in China Spring?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t completed our medical review yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The provider overcharged for services..” Can a China Spring personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 474th Judicial District Court and pursue full compensation.
• ❓What should I do if Amica Mutual says “We believe the claim is inflated.” after my China Spring crash?
  Insurers like Amica Mutual often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like spinal cord injury can be life-changing. In China Spring, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 474th Judicial District Court — outcomes in our files include results up to 1.66M.