General Personal Injury FAQs — Chester

• ❓What should I do if Infinity Property & Casualty says “The vehicle damage was minor.” after my Chester crash?
  Insurers like Infinity Property & Casualty often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like phalangeal fracture can be life-changing. In Chester, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 88th Judicial District Court — outcomes in our files include results up to 2.16M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Chester allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like temporal bone fracture. Don’t accept “The police report is inconclusive.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a Lyft passenger with labral tear (shoulder), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Chester?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 88th Judicial District Court. Our case histories include results such as 2.32M. The goal is simple: fair compensation for your losses in Chester.
• ❓An adjuster told me “We need an independent medical examination..” Can a Chester personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Strategic Insurance. If they won’t deal fairly, we prepare for a settlement approved in 88th Judicial District Court and pursue full compensation.