General Personal Injury FAQs — Channelview

• ❓Will a gap in my medical care ruin my case in Channelview?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t confirm that you were the driver.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a child injured in daycare van crash with herniated disc, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.23M. The goal is simple: fair compensation for your losses in Channelview.
• ❓What should I do if AssuranceAmerica says “Our evaluation doesn’t match your claim.” after my Channelview crash?
  Insurers like AssuranceAmerica often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like cervical fracture can be life-changing. In Channelview, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 2.12M.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Channelview personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Channelview allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like carotid artery injury. Don’t accept “There’s a question about your seatbelt use.” at face value.