General Personal Injury FAQs — Celina

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Celina allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic arterial thrombosis. Don’t accept “The damage doesn’t match your account of the crash.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Root Insurance) often second-guess medical care to cut payouts. For clients such as a school bus passenger with traumatic brain injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Celina?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 881K. The goal is simple: fair compensation for your losses in Celina.
• ❓What should I do if Cure Auto Insurance says “The provider overcharged for services.” after my Celina crash?
  Insurers like Cure Auto Insurance often use lines such as “The provider overcharged for services.” to stall or minimize claims. Even injuries like degenerative changes from trauma can be life-changing. In Celina, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.42M.
• ❓An adjuster told me “The provider overcharged for services..” Can a Celina personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 366th Judicial District Court and pursue full compensation.