General Personal Injury FAQs — Castle Hills

• ❓Will a gap in my medical care ruin my case in Castle Hills?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t report the injury immediately.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Penn National Insurance says “We haven’t completed our medical review yet.” after my Castle Hills crash?
  Insurers like Penn National Insurance often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like torn Achilles tendon can be life-changing. In Castle Hills, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 1.96M.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a Castle Hills personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a pre-trial settlement in 226th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Westfield Insurance) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with splenic rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 2.1M. The goal is simple: fair compensation for your losses in Castle Hills.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Castle Hills allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skin grafts after injury. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.