General Personal Injury FAQs — Campbell

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 196th Judicial District Court. Our case histories include results such as 2.2M. The goal is simple: fair compensation for your losses in Campbell.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Campbell personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Campbell allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like quadriplegia. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a parking lot pedestrian with internal bleeding (abdominal), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Shelter Insurance says “Our evaluation doesn’t match your claim.” after my Campbell crash?
  Insurers like Shelter Insurance often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like fractured femur can be life-changing. In Campbell, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 196th Judicial District Court — outcomes in our files include results up to 2.34M.
• ❓Will a gap in my medical care ruin my case in Campbell?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.