General Personal Injury FAQs — Cameron Park

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a person injured by turning vehicle with pancreatic trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cameron Park allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brachial plexus injury. Don’t accept “You returned to work too quickly to justify lost wages.” at face value.
• ❓Will a gap in my medical care ruin my case in Cameron Park?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “Our evaluation doesn’t match your claim..” Can a Cameron Park personal injury lawyer still help?
  Yes. Adjusters regularly say “Our evaluation doesn’t match your claim.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a jury verdict in 477th Judicial District Court and pursue full compensation.
• ❓What should I do if MetLife Auto & Home says “You saw a chiropractor, not a medical doctor.” after my Cameron Park crash?
  Insurers like MetLife Auto & Home often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like burns (2nd or 3rd degree) can be life-changing. In Cameron Park, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.83M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 2.02M. The goal is simple: fair compensation for your losses in Cameron Park.