General Personal Injury FAQs — Caddo Mills

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 196th Judicial District Court. Our case histories include results such as 1.23M. The goal is simple: fair compensation for your losses in Caddo Mills.
• ❓An adjuster told me “The police report is inconclusive..” Can a Caddo Mills personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Caddo Mills?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t follow doctor’s orders.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Caddo Mills allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brachial plexus injury. Don’t accept “We don’t believe the treatment was necessary.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a passenger injured by bus driver with basilar skull fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if American Family Insurance says “We believe the claim is inflated.” after my Caddo Mills crash?
  Insurers like American Family Insurance often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like sacroiliac joint disruption can be life-changing. In Caddo Mills, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 196th Judicial District Court — outcomes in our files include results up to 900K.