General Personal Injury FAQs — Cactus

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 69th Judicial District Court. Our case histories include results such as 1.3M. The goal is simple: fair compensation for your losses in Cactus.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a pedestrian with mandibular nerve injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cactus allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Monteggia fracture. Don’t accept “The vehicle damage was minor.” at face value.
• ❓Will a gap in my medical care ruin my case in Cactus?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Cactus personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a jury verdict in 69th Judicial District Court and pursue full compensation.
• ❓What should I do if Direct Auto Insurance says “We don’t believe the vehicle speed contributed.” after my Cactus crash?
  Insurers like Direct Auto Insurance often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like fasciotomy for compartment syndrome can be life-changing. In Cactus, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 69th Judicial District Court — outcomes in our files include results up to 1.42M.