General Personal Injury FAQs — Bovina

• ❓An adjuster told me “Your injury doesn’t meet our definition of serious..” Can a Bovina personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injury doesn’t meet our definition of serious.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓What should I do if Stillwater Insurance says “You waited too long to seek treatment.” after my Bovina crash?
  Insurers like Stillwater Insurance often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like carotid artery injury can be life-changing. In Bovina, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 730K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.54M. The goal is simple: fair compensation for your losses in Bovina.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a pedestrian hit while crossing at green light with facial nerve paralysis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bovina allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like disfiguring limb deformity. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓Will a gap in my medical care ruin my case in Bovina?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t completed our medical review yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.