General Personal Injury FAQs — Bonanza Hills

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MAPFRE Insurance) often second-guess medical care to cut payouts. For clients such as a Uber driver with cervical disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bonanza Hills allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal cord injury. Don’t accept “You didn’t miss enough work to qualify for compensation.” at face value.
• ❓An adjuster told me “We need an independent medical examination..” Can a Bonanza Hills personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a jury verdict in 406th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 406th Judicial District Court. Our case histories include results such as 710K. The goal is simple: fair compensation for your losses in Bonanza Hills.
• ❓Will a gap in my medical care ruin my case in Bonanza Hills?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if MetLife Auto & Home says “We’re still investigating liability.” after my Bonanza Hills crash?
  Insurers like MetLife Auto & Home often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like crush injuries requiring debridement can be life-changing. In Bonanza Hills, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 406th Judicial District Court — outcomes in our files include results up to 1.16M.