General Personal Injury FAQs — Bloomington

• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Bloomington personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Branch Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Bloomington?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Wawanesa Insurance) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with midfoot dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 267th Judicial District Court. Our case histories include results such as 1.34M. The goal is simple: fair compensation for your losses in Bloomington.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bloomington allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like femoral shaft fracture. Don’t accept “The collision was too minor to cause injury.” at face value.
• ❓What should I do if California Casualty says “The police report is inconclusive.” after my Bloomington crash?
  Insurers like California Casualty often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like multilevel spinal fracture can be life-changing. In Bloomington, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 267th Judicial District Court — outcomes in our files include results up to 881K.