General Personal Injury FAQs — Bloomington

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bloomington allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like thoracic outlet syndrome from trauma. Don’t accept “You didn’t follow doctor’s orders.” at face value.
• ❓Will a gap in my medical care ruin my case in Bloomington?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 135th Judicial District Court. Our case histories include results such as 1.49M. The goal is simple: fair compensation for your losses in Bloomington.
• ❓What should I do if Erie Insurance says “This is the most we’re allowed to offer.” after my Bloomington crash?
  Insurers like Erie Insurance often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like fasciotomy for compartment syndrome can be life-changing. In Bloomington, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 135th Judicial District Court — outcomes in our files include results up to 814K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a warehouse worker injured by delivery truck with loss of bladder control after spine trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You were partially at fault for the accident..” Can a Bloomington personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a jury verdict in 135th Judicial District Court and pursue full compensation.