General Personal Injury FAQs — Bishop

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a public transit passenger with crush injuries requiring debridement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Progressive says “We don’t believe the vehicle speed contributed.” after my Bishop crash?
  Insurers like Progressive often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like nerve compression injury can be life-changing. In Bishop, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 117th Judicial District Court — outcomes in our files include results up to 880K.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Bishop personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Dairyland Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 117th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bishop allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burst vertebral fracture. Don’t accept “The damage doesn’t match your account of the crash.” at face value.
• ❓Will a gap in my medical care ruin my case in Bishop?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You saw a chiropractor, not a medical doctor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 117th Judicial District Court. Our case histories include results such as 2.46M. The goal is simple: fair compensation for your losses in Bishop.