General Personal Injury FAQs — Bishop

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 1.38M. The goal is simple: fair compensation for your losses in Bishop.
• ❓Will a gap in my medical care ruin my case in Bishop?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on statements from witnesses.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Shelter Insurance says “The bills are higher than reasonable market value.” after my Bishop crash?
  Insurers like Shelter Insurance often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In Bishop, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 2.2M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bishop allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like orbital blowout fracture. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Bishop personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 148th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a mail carrier hit in residential area with laminectomy or discectomy, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.