General Personal Injury FAQs — Bellaire

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a child injured in daycare van crash with neurogenic bladder, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Bellaire personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a final judgment entered by 11th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bellaire allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like extensor tendon injury. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓What should I do if GuideOne Insurance says “We don’t believe the vehicle speed contributed.” after my Bellaire crash?
  Insurers like GuideOne Insurance often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like Lisfranc injury can be life-changing. In Bellaire, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 11th Judicial District Court — outcomes in our files include results up to 2.3M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 11th Judicial District Court. Our case histories include results such as 1.96M. The goal is simple: fair compensation for your losses in Bellaire.
• ❓Will a gap in my medical care ruin my case in Bellaire?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You saw a chiropractor, not a medical doctor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.