General Personal Injury FAQs — Bayou Vista

• ❓What should I do if Elephant Insurance says “We’re waiting on statements from witnesses.” after my Bayou Vista crash?
  Insurers like Elephant Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like clavicle fracture can be life-changing. In Bayou Vista, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 306th Judicial District Court — outcomes in our files include results up to 714K.
• ❓An adjuster told me “Your injury doesn’t meet our definition of serious..” Can a Bayou Vista personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injury doesn’t meet our definition of serious.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GuideOne Insurance. If they won’t deal fairly, we prepare for a jury verdict in 306th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bayou Vista allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured radius or ulna. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 306th Judicial District Court. Our case histories include results such as 1.4M. The goal is simple: fair compensation for your losses in Bayou Vista.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a passenger with pancreatic trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Bayou Vista?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.