General Personal Injury FAQs — Bastrop

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a victim of distracted driving crash with multiple rib fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Bastrop personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Bastrop?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 708K. The goal is simple: fair compensation for your losses in Bastrop.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bastrop allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip replacement due to trauma. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓What should I do if Nationwide says “We need an independent medical examination.” after my Bastrop crash?
  Insurers like Nationwide often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like loss of functional independence can be life-changing. In Bastrop, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.38M.