General Personal Injury FAQs — Baird

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Baird allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured pelvis. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓What should I do if Clearcover says “The vehicle damage was minor.” after my Baird crash?
  Insurers like Clearcover often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like Galeazzi fracture can be life-changing. In Baird, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 42nd Judicial District Court — outcomes in our files include results up to 949K.
• ❓Will a gap in my medical care ruin my case in Baird?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist with posterior hip dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The provider overcharged for services..” Can a Baird personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Alpha Property & Casualty. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 42nd Judicial District Court. Our case histories include results such as 2.48M. The goal is simple: fair compensation for your losses in Baird.