General Personal Injury FAQs — Arcola

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Arcola allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like facial nerve paralysis. Don’t accept “You returned to work too quickly to justify lost wages.” at face value.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Arcola personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Arcola?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 268th Judicial District Court. Our case histories include results such as 1.25M. The goal is simple: fair compensation for your losses in Arcola.
• ❓What should I do if USAA says “You didn’t see a specialist.” after my Arcola crash?
  Insurers like USAA often use lines such as “You didn’t see a specialist.” to stall or minimize claims. Even injuries like severe concussion can be life-changing. In Arcola, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 268th Judicial District Court — outcomes in our files include results up to 1.73M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The General) often second-guess medical care to cut payouts. For clients such as a construction flagger hit on duty with rotator cuff tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.