General Personal Injury FAQs — Arcola

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Arcola allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like implantation of pain pump. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓Will a gap in my medical care ruin my case in Arcola?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 1.4M. The goal is simple: fair compensation for your losses in Arcola.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a e-bike rider with laryngeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Arcola personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓What should I do if Wawanesa Insurance says “There’s insufficient evidence of impact severity.” after my Arcola crash?
  Insurers like Wawanesa Insurance often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like clavicle fracture can be life-changing. In Arcola, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 684K.