General Personal Injury FAQs — Aransas Pass

• ❓What should I do if Liberty Mutual says “The bills are higher than reasonable market value.” after my Aransas Pass crash?
  Insurers like Liberty Mutual often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like chronic pain syndrome from crash can be life-changing. In Aransas Pass, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 156th Judicial District Court — outcomes in our files include results up to 1.52M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a person injured by turning vehicle with metacarpal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 156th Judicial District Court. Our case histories include results such as 900K. The goal is simple: fair compensation for your losses in Aransas Pass.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Aransas Pass allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like pelvic ring disruption. Don’t accept “We need more documentation.” at face value.
• ❓Will a gap in my medical care ruin my case in Aransas Pass?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Aransas Pass personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a verdict rendered after trial in 156th Judicial District Court and pursue full compensation.