General Personal Injury FAQs — Angus

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with orbital nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Angus allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of functional independence. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓Will a gap in my medical care ruin my case in Angus?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The pain you’re describing is subjective..” Can a Angus personal injury lawyer still help?
  Yes. Adjusters regularly say “The pain you’re describing is subjective.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Farmers Insurance. If they won’t deal fairly, we prepare for a jury verdict in 13th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 13th Judicial District Court. Our case histories include results such as 814K. The goal is simple: fair compensation for your losses in Angus.
• ❓What should I do if Horace Mann says “We’re still evaluating liability with our insured.” after my Angus crash?
  Insurers like Horace Mann often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like ulnar nerve entrapment from trauma can be life-changing. In Angus, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 13th Judicial District Court — outcomes in our files include results up to 955K.