General Personal Injury FAQs — Alma

• ❓Will a gap in my medical care ruin my case in Alma?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The pain you’re describing is subjective.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 1.57M. The goal is simple: fair compensation for your losses in Alma.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with basilar skull fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Shelter Insurance says “You didn’t report the injury immediately.” after my Alma crash?
  Insurers like Shelter Insurance often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like tethered spinal cord syndrome can be life-changing. In Alma, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.21M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Alma allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip dislocation. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Alma personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Kemper Corporation. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.