General Personal Injury FAQs — Allen

• ❓An adjuster told me “You didn’t see a specialist..” Can a Allen personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓What should I do if Safe Auto Insurance says “We need more documentation.” after my Allen crash?
  Insurers like Safe Auto Insurance often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like spinal cord injury can be life-changing. In Allen, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 429th Judicial District Court — outcomes in our files include results up to 1.33M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 429th Judicial District Court. Our case histories include results such as 1.97M. The goal is simple: fair compensation for your losses in Allen.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Allen allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like chemical burns to face or limbs. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Will a gap in my medical care ruin my case in Allen?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a commuter hit in crosswalk with posterior hip dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.