General Personal Injury FAQs — Allen

• ❓Will a gap in my medical care ruin my case in Allen?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if NJM Insurance Group says “There’s a coverage issue we’re reviewing.” after my Allen crash?
  Insurers like NJM Insurance Group often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like vertebroplasty or kyphoplasty can be life-changing. In Allen, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 471st Judicial District Court — outcomes in our files include results up to 1.36M.
• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Allen personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a seven-figure award granted in 471st Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 471st Judicial District Court. Our case histories include results such as 708K. The goal is simple: fair compensation for your losses in Allen.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Allen allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like optic nerve damage. Don’t accept “The police report is inconclusive.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with spinal fusion surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.