General Personal Injury FAQs — Alfred

• ❓What should I do if GEICO says “You saw a chiropractor, not a medical doctor.” after my Alfred crash?
  Insurers like GEICO often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like chemical burns to face or limbs can be life-changing. In Alfred, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 730K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with dislocated patella, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Alfred?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t confirm that you were the driver.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Alfred personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MAPFRE Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 79th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Alfred allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like closed head injury. Don’t accept “The vehicle damage was minor.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.5M. The goal is simple: fair compensation for your losses in Alfred.