General Personal Injury FAQs — Albany

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Albany allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like thoracic outlet syndrome from trauma. Don’t accept “We need more documentation.” at face value.
• ❓What should I do if National General says “You didn’t see a specialist.” after my Albany crash?
  Insurers like National General often use lines such as “You didn’t see a specialist.” to stall or minimize claims. Even injuries like traumatic aneurysm can be life-changing. In Albany, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 259th Judicial District Court — outcomes in our files include results up to 1.55M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with comminuted fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re still investigating liability..” Can a Albany personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 259th Judicial District Court. Our case histories include results such as 1.47M. The goal is simple: fair compensation for your losses in Albany.
• ❓Will a gap in my medical care ruin my case in Albany?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.