General Personal Injury FAQs — Alba

• ❓Will a gap in my medical care ruin my case in Alba?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re waiting on statements from witnesses..” Can a Alba personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on statements from witnesses.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Travelers) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Alba allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic arterial thrombosis. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓What should I do if Foremost Insurance says “You’re not permanently impaired.” after my Alba crash?
  Insurers like Foremost Insurance often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like burst vertebral fracture can be life-changing. In Alba, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 8th Judicial District Court — outcomes in our files include results up to 1.85M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 8th Judicial District Court. Our case histories include results such as 860K. The goal is simple: fair compensation for your losses in Alba.