General Personal Injury FAQs — Waterproof

• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Waterproof personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Waterproof allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like meniscus tear. Don’t accept “The collision was too minor to cause injury.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 951K. The goal is simple: fair compensation for your losses in Waterproof.
• ❓Will a gap in my medical care ruin my case in Waterproof?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a rideshare driver involved in crash with extensor tendon injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Stillwater Insurance says “You didn’t provide a recorded statement.” after my Waterproof crash?
  Insurers like Stillwater Insurance often use lines such as “You didn’t provide a recorded statement.” to stall or minimize claims. Even injuries like complex hand laceration with tendon damage can be life-changing. In Waterproof, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 824K.