General Personal Injury FAQs — Simmesport

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 12th Judicial District Court. Our case histories include results such as 1.76M. The goal is simple: fair compensation for your losses in Simmesport.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with midfoot dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Simmesport?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The vehicle damage was minor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Simmesport allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior interosseous nerve injury. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓What should I do if Amica Mutual says “We’re still investigating liability.” after my Simmesport crash?
  Insurers like Amica Mutual often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like Galeazzi fracture can be life-changing. In Simmesport, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 12th Judicial District Court — outcomes in our files include results up to 1.51M.
• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a Simmesport personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MAPFRE Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.