General Personal Injury FAQs — Monterey

• ❓An adjuster told me “The pain you’re describing is subjective..” Can a Monterey personal injury lawyer still help?
  Yes. Adjusters regularly say “The pain you’re describing is subjective.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like USAA. If they won’t deal fairly, we prepare for a award granted by judge in 7th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Monterey allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like quadriplegia. Don’t accept “You waited too long to seek treatment.” at face value.
• ❓What should I do if Clearcover says “You didn’t go to the emergency room.” after my Monterey crash?
  Insurers like Clearcover often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like splenic rupture can be life-changing. In Monterey, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 7th Judicial District Court — outcomes in our files include results up to 814K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Allstate) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with fractured femur, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Monterey?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 7th Judicial District Court. Our case histories include results such as 746K. The goal is simple: fair compensation for your losses in Monterey.