General Personal Injury FAQs — Metairie

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Metairie allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar spine injury. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓Will a gap in my medical care ruin my case in Metairie?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The police report is inconclusive..” Can a Metairie personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Western National Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 24th Judicial District Court and pursue full compensation.
• ❓What should I do if USAA says “Our evaluation doesn’t match your claim.” after my Metairie crash?
  Insurers like USAA often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like nerve root impingement can be life-changing. In Metairie, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 24th Judicial District Court — outcomes in our files include results up to 1.84M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Homesite Insurance) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with brain stem injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 24th Judicial District Court. Our case histories include results such as 768K. The goal is simple: fair compensation for your losses in Metairie.