General Personal Injury FAQs — Livonia

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a teen passenger injured in friend’s car with shoulder dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Livonia?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The pain you’re describing is subjective..” Can a Livonia personal injury lawyer still help?
  Yes. Adjusters regularly say “The pain you’re describing is subjective.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Horace Mann. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Livonia allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fracture of the talus. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 18th Judicial District Court. Our case histories include results such as 2.46M. The goal is simple: fair compensation for your losses in Livonia.
• ❓What should I do if Grange Insurance says “The photos you submitted aren’t clear.” after my Livonia crash?
  Insurers like Grange Insurance often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like vertebral fracture can be life-changing. In Livonia, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 18th Judicial District Court — outcomes in our files include results up to 831K.