General Personal Injury FAQs — Hessmer

• ❓What should I do if USAA says “We don’t believe the vehicle speed contributed.” after my Hessmer crash?
  Insurers like USAA often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like cranial fracture with cerebrospinal fluid leak can be life-changing. In Hessmer, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 12th Judicial District Court — outcomes in our files include results up to 1.45M.
• ❓An adjuster told me “We believe the claim is inflated..” Can a Hessmer personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 12th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with herniated disc, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hessmer allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured femur. Don’t accept “The provider overcharged for services.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 12th Judicial District Court. Our case histories include results such as 684K. The goal is simple: fair compensation for your losses in Hessmer.
• ❓Will a gap in my medical care ruin my case in Hessmer?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.