General Personal Injury FAQs — Hackberry

• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Hackberry personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓What should I do if MetLife Auto & Home says “We’re waiting on statements from witnesses.” after my Hackberry crash?
  Insurers like MetLife Auto & Home often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like liver laceration can be life-changing. In Hackberry, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 38th Judicial District Court — outcomes in our files include results up to 2.48M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a restaurant delivery driver with lumbar disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 38th Judicial District Court. Our case histories include results such as 691K. The goal is simple: fair compensation for your losses in Hackberry.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hackberry allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured femur. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.
• ❓Will a gap in my medical care ruin my case in Hackberry?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.