General Personal Injury FAQs — Franklinton

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with laryngeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Franklinton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like facial nerve paralysis. Don’t accept “You returned to work too quickly to justify lost wages.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 730K. The goal is simple: fair compensation for your losses in Franklinton.
• ❓What should I do if Grange Insurance says “We haven’t completed our medical review yet.” after my Franklinton crash?
  Insurers like Grange Insurance often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like retinal hemorrhage from head trauma can be life-changing. In Franklinton, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.72M.
• ❓Will a gap in my medical care ruin my case in Franklinton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a Franklinton personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a high-value verdict in 22nd Judicial District Court and pursue full compensation.