General Personal Injury FAQs — Forest

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Forest allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like permanent disability from injury. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓Will a gap in my medical care ruin my case in Forest?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with severe hand crush injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Alpha Property & Casualty says “We can’t verify your medical provider’s credentials.” after my Forest crash?
  Insurers like Alpha Property & Casualty often use lines such as “We can’t verify your medical provider’s credentials.” to stall or minimize claims. Even injuries like brain herniation can be life-changing. In Forest, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 5th Judicial District Court — outcomes in our files include results up to 768K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 5th Judicial District Court. Our case histories include results such as 730K. The goal is simple: fair compensation for your losses in Forest.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Forest personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a jury verdict in 5th Judicial District Court and pursue full compensation.