General Personal Injury FAQs — Ferriday

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 7th Judicial District Court. Our case histories include results such as 951K. The goal is simple: fair compensation for your losses in Ferriday.
• ❓What should I do if Direct Auto Insurance says “The policyholder wasn’t clearly at fault.” after my Ferriday crash?
  Insurers like Direct Auto Insurance often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like nerve graft or neurolysis procedure can be life-changing. In Ferriday, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 7th Judicial District Court — outcomes in our files include results up to 814K.
• ❓Will a gap in my medical care ruin my case in Ferriday?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You waited too long to seek treatment.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ferriday allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like collapsed lung (pneumothorax). Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Ferriday personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 7th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., AssuranceAmerica) often second-guess medical care to cut payouts. For clients such as a parking lot pedestrian with severe hand crush injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.