General Personal Injury FAQs — Eros

• ❓What should I do if Horace Mann says “The vehicle damage was minor.” after my Eros crash?
  Insurers like Horace Mann often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In Eros, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 758K.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Eros personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a final trial award rendered by 2nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 900K. The goal is simple: fair compensation for your losses in Eros.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Eros allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like laminectomy or discectomy. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a mail carrier hit in residential area with crushed limb requiring surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Eros?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.