General Personal Injury FAQs — Delcambre

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Delcambre allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like collapsed lung (pneumothorax). Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓Will a gap in my medical care ruin my case in Delcambre?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t confirm that you were the driver.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Direct Auto Insurance says “You’re not permanently impaired.” after my Delcambre crash?
  Insurers like Direct Auto Insurance often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like acetabular fracture can be life-changing. In Delcambre, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 16th Judicial District Court — outcomes in our files include results up to 1.53M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 16th Judicial District Court. Our case histories include results such as 949K. The goal is simple: fair compensation for your losses in Delcambre.
• ❓An adjuster told me “We’re still investigating liability..” Can a Delcambre personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a pre-trial settlement in 16th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Amica Mutual) often second-guess medical care to cut payouts. For clients such as a motorist hit during roadside breakdown with tethered spinal cord syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.