General Personal Injury FAQs — Castor

• ❓An adjuster told me “We haven’t received your bills yet..” Can a Castor personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a jury verdict in 2nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.36M. The goal is simple: fair compensation for your losses in Castor.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with foot or toe fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Castor allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like knee dislocation. Don’t accept “The treatment timeline doesn’t make sense.” at face value.
• ❓What should I do if Stillwater Insurance says “The photos you submitted aren’t clear.” after my Castor crash?
  Insurers like Stillwater Insurance often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like fracture of the talus can be life-changing. In Castor, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.92M.
• ❓Will a gap in my medical care ruin my case in Castor?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.