General Personal Injury FAQs — Calhoun

• ❓What should I do if Stillwater Insurance says “The damage doesn’t match your account of the crash.” after my Calhoun crash?
  Insurers like Stillwater Insurance often use lines such as “The damage doesn’t match your account of the crash.” to stall or minimize claims. Even injuries like cerebral contusion can be life-changing. In Calhoun, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 4th Judicial District Court — outcomes in our files include results up to 1.96M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 4th Judicial District Court. Our case histories include results such as 1.18M. The goal is simple: fair compensation for your losses in Calhoun.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Calhoun allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like distal radius fracture. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓Will a gap in my medical care ruin my case in Calhoun?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Calhoun personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Dairyland Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 4th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Dairyland Insurance) often second-guess medical care to cut payouts. For clients such as a nursing home resident with complex regional pain syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.