General Personal Injury FAQs — Brownsville

• ❓An adjuster told me “The police report is inconclusive..” Can a Brownsville personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a settlement approved in 4th Judicial District Court and pursue full compensation.
• ❓What should I do if MetLife Auto & Home says “We don’t believe the vehicle speed contributed.” after my Brownsville crash?
  Insurers like MetLife Auto & Home often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like complex regional pain syndrome can be life-changing. In Brownsville, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 4th Judicial District Court — outcomes in our files include results up to 2.2M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a nursing home resident with skull fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 4th Judicial District Court. Our case histories include results such as 2.32M. The goal is simple: fair compensation for your losses in Brownsville.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Brownsville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burst vertebral fracture. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓Will a gap in my medical care ruin my case in Brownsville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.