General Personal Injury FAQs — Belle Chasse

• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Belle Chasse personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Clearcover. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 25th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with torn Achilles tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Horace Mann says “You can’t prove emotional distress.” after my Belle Chasse crash?
  Insurers like Horace Mann often use lines such as “You can’t prove emotional distress.” to stall or minimize claims. Even injuries like liver laceration can be life-changing. In Belle Chasse, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 2.36M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 912K. The goal is simple: fair compensation for your losses in Belle Chasse.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Belle Chasse allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skull fracture. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓Will a gap in my medical care ruin my case in Belle Chasse?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Our evaluation doesn’t match your claim.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.