General Personal Injury FAQs — Taft

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 260th Judicial District Court. Our case histories include results such as 2.5M. The goal is simple: fair compensation for your losses in Taft.
• ❓Will a gap in my medical care ruin my case in Taft?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Texas Farm Bureau) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with vascular injury with surgical repair, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Taft personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓What should I do if Bristol West Insurance Group says “There’s a gap in your medical care.” after my Taft crash?
  Insurers like Bristol West Insurance Group often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like septic arthritis after joint trauma can be life-changing. In Taft, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 260th Judicial District Court — outcomes in our files include results up to 1.54M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Taft allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like ACL/MCL tear. Don’t accept “The photos you submitted aren’t clear.” at face value.