General Personal Injury FAQs — Rio

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a pedestrian with sacroiliac joint disruption, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rio allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like liver laceration. Don’t accept “You were partially at fault for the accident.” at face value.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Rio personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Progressive. If they won’t deal fairly, we prepare for a settlement approved in 109th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Rio?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 1.93M. The goal is simple: fair compensation for your losses in Rio.
• ❓What should I do if Infinity Insurance says “You didn’t report the injury immediately.” after my Rio crash?
  Insurers like Infinity Insurance often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like acetabular fracture can be life-changing. In Rio, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.33M.