General Personal Injury FAQs — Rio

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 860K. The goal is simple: fair compensation for your losses in Rio.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Rio personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 118th Judicial District Court and pursue full compensation.
• ❓What should I do if USAA says “We’re waiting on statements from witnesses.” after my Rio crash?
  Insurers like USAA often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like torn Achilles tendon can be life-changing. In Rio, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.52M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a electric scooter rider with tarsal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rio allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like esophageal tear. Don’t accept “There’s a question about your seatbelt use.” at face value.
• ❓Will a gap in my medical care ruin my case in Rio?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You waited too long to seek treatment.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.