General Personal Injury FAQs — Madison

• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Madison personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a settlement approved in 278th Judicial District Court and pursue full compensation.
• ❓What should I do if Shelter Insurance says “You were partially at fault for the accident.” after my Madison crash?
  Insurers like Shelter Insurance often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like nerve graft or neurolysis procedure can be life-changing. In Madison, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 278th Judicial District Court — outcomes in our files include results up to 1.01M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GEICO) often second-guess medical care to cut payouts. For clients such as a off-duty officer hit by commercial truck with cerebral contusion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Madison?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The at-fault driver’s policy may be void.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 278th Judicial District Court. Our case histories include results such as 2.5M. The goal is simple: fair compensation for your losses in Madison.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Madison allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hemothorax. Don’t accept “You waited too long to seek treatment.” at face value.