General Personal Injury FAQs — Jasper

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with severe facial disfigurement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Homesite Insurance says “We need an independent medical examination.” after my Jasper crash?
  Insurers like Homesite Insurance often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like scapula fracture can be life-changing. In Jasper, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 220th Judicial District Court — outcomes in our files include results up to 2.19M.
• ❓Will a gap in my medical care ruin my case in Jasper?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Jasper personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a award granted by judge in 220th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Jasper allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like scarring after reconstructive surgery. Don’t accept “The provider overcharged for services.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 220th Judicial District Court. Our case histories include results such as 1.16M. The goal is simple: fair compensation for your losses in Jasper.